Last week’s post briefly describes your workers’ comp experience mod and how it affects your premiums. This week we will discuss the...

The experience modification factor is a critical component of your workers' compensation premium. Understanding where this number comes...

One of the most frequent workers’ compensation claims associated with restoration contractors is falls. Employees falling off ladders,...

In most instances, the following claims are excluded from the general liability policy for restoration contractors: Damage to your...

More than almost any other industry, Restoration contractors understand the devastating effects a disaster can have on a business. ...