What is a certificate of insurance?
What is a ‘Certificate Of Insurance' A certificate of insurance is a document issued by an insurance company/broker that is used to...
Restoration Insurance: Umbrella Insurance
One of the questions we often receive is whether or not a restoration contractor should purchase an umbrella policy for additional...
Restoration Insurance: What is Coinsurance?
Coinsurance is a clause built within every property insurance policy. If you don't carry the proper property insurance limits, this...
Insurance Certificate: Primary and Non-contributory Wording
Construction contracts often require a subcontractor’s general liability insurance policy to name the owner or general contractor as an...
Restoration Insurance: Is Permanently Attached Equipment Covered By Auto Insurance?
Many restoration contractor clients have equipment attached to their vehicles, like welding tanks, toolboxes, and generators. We are...